Compliance & Administration
We help employers navigate the complex regulatory landscape of employee benefits — from ERISA and ACA to COBRA and HIPAA — so you can focus on your business while we handle the details.
We keep your plan documents current and your fiduciary responsibilities met — monitoring regulatory updates from the IRS, DOL, and HHS so you're never caught off guard.
Full-service ACA compliance support for Applicable Large Employers — from tracking coverage offers to preparing and filing required IRS forms accurately and on time.
End-to-end COBRA administration that takes the complexity out of continuation coverage — from qualifying event tracking and notices to premium billing and carrier coordination.
Tax-advantaged account programs that reduce costs for both employers and employees — designed, administered, and kept compliant from setup through ongoing management.
Annual testing and reporting services to keep your benefit plans in good standing with the IRS and DOL — including cafeteria plan testing, Form 5500 preparation, and electronic filing guidance.
Comprehensive support for privacy, leave, and notice obligations — ensuring your organization meets HIPAA, FMLA, and all required annual and event-based disclosure requirements.
Guardian and its subsidiaries do not endorse or have any direct or indirect responsibility with respect to employee benefits.