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Our Services

Comprehensive Employee Benefits & Retirement

We deliver strategic programs across benefits design, compliance, cost management, and employee experience — all in one place.

Core Group Benefits

Management of group health, dental, vision, life, AD&D, and disability plans — alongside ancillary and voluntary benefits that provide value to employees at no direct cost to the employer.

Group health, dental, and vision plans
Group life, AD&D, and disability coverage
Ancillary and voluntary benefits
Funding strategies and contribution design
Employee Experience & Communication

We utilize Employee Navigator as our premier online benefits system, streamlining enrollment, administration, and compliance into a single, user-friendly digital hub.

Benefits education and enrollment campaigns
Customized total rewards communication
Onsite and virtual employee meetings
Year-round employee support and service
Administration & Technology

Seamless carrier implementation, eligibility oversight, and payroll integration — giving your HR team the tools and time to focus on people, not paperwork.

Online benefits enrollment and management
Carrier implementation and eligibility oversight
Vendor coordination and stewardship meetings
Integration with payroll and HR systems, where available
Cost Management & Clinical Insights

Expert design and management of 401(k) plans, SEP, and SIMPLE IRAs, with data-driven analysis to reduce costs and improve plan performance.

Claims and utilization review and benchmarking
Plan design and funding analysis
Clinical consulting and wellbeing strategies
Pharmacy strategy and cost-containment initiatives
Compliance & Regulatory Support

We keep you ahead of the regulatory curve — from ACA reporting to ERISA documentation — so your plans stay compliant and your team stays protected.

Affordable Care Act (ACA) reporting and strategy
ERISA, COBRA, FMLA, and HIPAA guidance
Required notices, disclosures, and documentation
Ongoing monitoring of legislative and regulatory updates
Specialized Employer Solutions

Tailored strategies for complex organizations — multi-state employers, alternative funding structures, and industry-specific program design to meet your unique business needs.

Support for multi-state and multi-site employers
Alternative funding and captive strategies
Professional Employer Organization (PEO) evaluation
Industry-specific benefit program design

Disclaimer: Guardian and its subsidiaries do not endorse or have any direct or indirect responsibility with respect to employee benefits.